Adventure sports insurance

 

Do you take part in adventure sports?

 If you do, you will understand that the chances of sustaining an injury whilst taking part in an adventure sport is likely to be higher than with an average sport. Whether it be serious or minor, it happens. Should you have adventure sports insurance?

The term 'sports insurance' is a fairly broad one and it covers a multitude of products and benefits. Typically, for the individual who takes part in adventure sports, the main topic of discussion is sports personal injury insurance also known as sports personal accident insurance.

Sports personal injury insurance covers an insured person for personal liability, death, disablement and income protection. Income protection is normally the primary reason for buying an adventure sports personal injury policy, although other benefits such as physiotherapy are always helpful to assist with recovery, should an accident occur.

You should consider the risk your adventure sport poses, what the likelihood of an accident occurring is, and if it was to happen, what implications this would have on your financial situation?  

For those who already hold personal accident insurance, it’s important to check that your policy includes accidents which occur specifically as a result of taking part in sports and activities.

Get quotes for adventure sports personal injury insurance

As travel to other parts of the world is becoming more and more accessible, at significantly reduced rates, you may be thinking about trying your preferred adventure sport in a more exotic location.

Adventure sports travel insurance is ideal for anybody leaving their home country, with the intention of taking part in adventure sports or activities abroad.

Unlike standard ‘off the self travel insurance’ adventure sports travel insurance from DareDirect is arranged so that you can clearly see what adventure sports and activities are covered - and what benefits you will receive if you were to injure yourself. 

Benefits include medical expenses, repatriation, personal liability and search and rescue as standard. What's more, other benefits such as cover for travel delay, missed departure and baggage and personal effects are also available.

Click here for more information on sports travel insurance

Get quotes for adventure sports travel insurance

So, with DareDirect, you can enjoy your chosen adventure sport at home or abroad without paying for the consequences.

Take a look at our homepage to see our full range of products.